Introducing the “10 to 1 ROI LEASED INSTRUMENT PROGRAM”

LEASE FINANCIAL INSTRUMENTS AND

GET THE FUNDING NEEDED FOR ANY PROJECTS!

Bank Instrument Leasing and Funding
(Program Effective as of September 1, 2010)

This very exciting and incredibly dynamic program which involves us leasing a BG, SBLC or CD for a minimum 1-year and 1-day term with typical annual lease fees, ranging from 7% to 18%.   This is done on behalf of the client and through the simultaneous monetization, we are able to issue a loan against the instrument. We simply deposit the instrument on our books and merely draw-down a credit line against the instrument which generally ranges from 40% up to 70% LTV.

• CAPS: We can currently facilitate up to $5B (total face-value)
• LEASE RATES: 7% to 12% (BG’s) & 12% to 18% (SBLC’s & CD’s)
• SWIFT FEES: Deducted (Escrow), after closing transaction
• PRE-ADVICE FEES: Deducted (Escrow), after closing transaction
• ANNUAL LEASE FEES: Due in 10 or 20 calendar day options (MT-103)
• Cash funding column figures are net after all fees have been deducted

Client may take either 10% to 20% LTV (Non-Recourse) or 25% to 33% LTV (Recourse) loan against the instrument including our monetization fees, brokerage fees, consultation fees and the balance of the leased instrument fees, ranging from 7% to 18%. The client gets the remaining money to do with as they please. Client may also do this procedure a second (2nd) and third (3rd) time for a much bigger financial instrument.   Cash funding amount will be guaranteed in writing via an assurance letter.  Initial fee will be 100% guaranteed in writing via Program Agreement.

After three (3) processes have been completed, client may come back with a separate corporate entity for future additional program “Entry”. Each corporation may participate and “Enter” into this unique program up to 3 times.

This program may take up to 30 – 45 days to complete.

HOW TO USE THIS PROGRAM FOR PROJECT FINANCING
CASE STUDY

The typical client looking to get their project financed wants between $25M-100M.  For this example we will take a client who is seeking to have his project financed for $100 Million USD.

The client will start at the $55,000 entry point , netting the client $550,000 in approximately10-20 days.  At the time of entry the client had already decided to reenter the program again and rollover at the $500K entry point, so the client completed all documentation ahead of time to reenter the program at the $500K.  After the first 20 days, the client received $50,000 and the remainder rolled over into the pre-agreed entry point of $500K.  This second entry point will yield ~$15 Million.  At the point of entry, the client AGAIN completed all documentation ahead of time to reenter the program a 3^rd time (the maximum allowed number of times for one party or entity)at the 10M entry point yielding $110,000,000 in 20 days.  In another 20 days, the client receives $5 Million USD and the remainder $10 Million rolls over to the last entry point to achieve the needed $100,000,000.  Note:  The client will receive more than the needed $100M for the last part.

Time of completion:  60 business days for the client to obtain the needed $100 Million.

As you can see, this program can meet and exceed the needs of any project.  Just call 800-346-0136, ext 5. And ask to discuss this program in more detail.

FAQS

1. What projects qualify for this program?
   Answer: Most projects qualify for this project and most clients who pass a background check can apply for the program.
2. Why can’t I put my money in escrow instead?
   Answer: Although we have programs that will allow you to do that, the minimum amount is 100 Million USD.  This program was created to allow the small investor achieve their goals.  To do that accessible Money is needed.
3. How long does it take to get the paperwork completed?
   Answer: 1-2 days max, depending on how fast you can complete the forms and get them notarized.
4. How are we guaranteed the return and the performance of this program?
   Answer: You are given a Letter of Guarantee & Performance Assurance Contract which is duly wrapped by a triple “A” rated provider like Lloyds of London, Prudential, etc.  Your money is safe and the returns are safe and guaranteed.
5. I am still feeling uncomfortable; can I speak to someone on the phone?
   Answer: Yes, absolutely!  Just say so and request to speak to a company principal to get a better feel for the program.
6. Do you work with Brokers?
   Answer: Yes, just contact the person who sent you this file to see how you can promote this program and earn great commissions.

*Program is subject to change without notice

DISCLAIMER: THIS IS NOT A SOLICITATION TO BUY NOR AN OFFER TO SELL ANY SECURITIES. ANY SUCH SOLICITATION OR OFFER WILL ONLY BE MADE THROUGH PROPER BANK-TO-BANK CHANNELS IN ACCORDANCE WITH ALL APPLICABLE U.S. AND INTERNATIONAL REGULATORY ACTS, STATUTES AND ADMINISTRATIVE REGULATIONS. SENDER IS NOT A UNITED STATES SECURITIES DEALER, BROKER OR US INVESTMENT ADVISOR. THIS ELECTRONIC TRANSMISSION AND OR ATTACHED DOCUMENTS HAVE NOT BEEN VERIFIED OR AUTHENTICATED & ARE NOT TO BE CONSIDERED A SOLICITATION FOR ANY PURPOSE IN ANY FORM OR CONTENT, NOR AN OFFER TO SELL AND/OR BUY SECURITIES AND OR PROPERTIES. MERELY DESCRIBING THE DETAILS OF AN EXISTING PRIVATE PLACEMENT PROGRAM DOES NOT CONSTITUTE AN OFFER OR SOLICITATION OF ANY KIND AND, IF PRESENTED,IS DONE SO AS A REQUEST FOR INFORMATION. UPON RECEIPT OF THESE DOCUMENTS, YOU AS THE RECIPIENT, ACKNOWLEDGE THIS DISCLAIMER AND WARNINGS HEREIN. BY READING BEYOND THIS POINT, YOU AGREE, ACKNOWLEDGE AND ACCEPT THAT THIS IS A PRIVILEGED, PROPRIETARY AND CONFIDENTIAL COMMUNICATION AND YOU AGREE TO KEEP IT PRIVATE IF NOT PLEASE RETURN TO SENDER.  This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C. §§ 1367, 2510-2521, 2701-2710, 3121-3126.Also, see:http://www.ftc.gov/privacy/glbact/glbsub1.htm -Gramm-Leach-Bliley Act 15 USC, Subchapter I, Sec. 6801-6809

Stand By Letter of Credit (SBLC)/Bank Guarantee (BG) Program

(SBLC Financing)

A Stand-By Letter of Credit (SBLC) is an assurance that your company has the financial resources to perform as agreed under contract. The issuing Bank essentially substitutes its credit standing for that of your company in order to facilitate the contract. Stand-By letters of Credit are legal documents that support contractual agreements between two parties. The standbys are concerned only with the contractual agreement you have made with another party and are payable only when the appropriate documentation as outlined in the letter of credit is presented by the beneficiary. If the customer defaults, the beneficiary may draw funds against the letter of credit as penalties or as payments, whichever the terms of the credit provide.

STAND-BY LETTER OF CREDIT PROGRAM SUMMARY

REAL PROPERTY STAND-BY LETTER OF CREDIT FINANCING PROGRAM

1. Purchase of Standby Letter of Credit (SBLC), generally at a $20,000,000 face value. SBLC has a term of one year plus one day (see below for SBLC Purchase Program features).
2. Transfer SBLC to Lender, together with 15 yr interest only Note, interest rate of LIBOR +2%.
3. Lender funds 95% of face value of SBLC ($19,000,000), less 10% of face value in fees (all fees included), so borrower receives 85% of face value of SBLC.

Clients can use Stand-by Letters of Credit for many reasons such as:

• Leverage Funding for Large Commercial Projects
• Funding a Trading Platform
• Credit Enhancement
• Blocked Funds
• Qualify for Financing
• Net Worth Requirements
• Providing Evidence of Proof of Funds
• Commodities / Petroleum Transactions
• To provide assurances of our Client’s ability to perform under the terms of a contract
• To fulfill bid-bond and performance-bond requirements
• To help secure third-party financing

General terms and conditions:

SBLC 85% funded amount must be paid in one year and one day. May be extended up to a total of five years at a cost of 8% for second year, 6% for third year, 4% for fourth year or 2% for fifth year.

Needs List and Procedures:

First Capital Funding Corporation utilizes these SBLC instruments to collateralize commercial property loans.

Letter of Credit Request Procedure:

A request for a Letter of Credit is made from a client directly or may be referred to FCFC. FCFC requires all the documentation and information indicated below.

FCFC will issue a Letter of Engagement to the client, which discloses the points associated with this transaction, which is separate from the Lenders fees. The fee is generally 2 points. Once the letter of Engagement is executed (signed) and returned to FCFC, FCFC will proceed with the request. (Up to this point no monies have been collected unless indicated on Letter of Engagement.

Information Required for an SBLC Request:

• Executive Summary describing project and use of funds.
• Proof of Funds for SBLC request: (need to see a minimum of 10% of SBLC request)
• Bank Statement (recent within 30 days)
• Bank Letterhead indicating the account holder, account number and amount in that account that is available and accessible funds for our client (an escrow letter alone is not sufficient.)
• In the event there are silent partners/ investors that are not principals, proof of funds from them may be used as long as a paper trail evidencing that the principals have access and is permissible to use these funds for the specific transaction. This must be noted in writing from the account holder.

Proof of Funds for commitment fee for lender: (need to see where the commitment fee is coming from if different than proof of funds for SBLC)

• Bank Statement (recent within 30 days)
• Bank Letterhead indicating the account older, account number and amount in that account that is available and accessible funds for our client (an escrow letter alone is not sufficient)
• Corporate ID (Articles of Incorporation or Articles of Organization indicating principals along with Corporate ID#)
• Drivers License (for all principals)
• Passports for International deals (for all principals)
• Name of Corporation, Address, Phone#, Fax#, and email address along with names of all principals indicating the main contact person.
• Referral Name, Address, Phone#, Fax#, and email address
• Sources and Uses (to indicate the breakout)

Note: In the event you have multiple LC requests, they should be sent independently. Executive Summaries will differ.

Once the above documentation has been received it will be forwarded to the SBLC provider. The SBLC provider will then process the request and issue an SBLC draft and send to FCFC within 3-5 business days depending on the complexity of the request and documentation received.

When FCFC receives the SBLC draft, we then will forward a copy to the lender along with the above noted documents (as indicated above required docs for SBLC)

Lender will notify FCFC of their decision, and if approved a commitment letter will be generated and forwarded  to FCFC to forward onto the client. All terms and conditions of the loan along with the amount of the commitment fee will be outlined in the commitment letter. The dollar amount of the commitment fee will depend on the loan amount. The commitment fee will be required at the time the borrower signs the commitment letter. The Lender’s bank wiring instructions will be included.

The commitment letter will be signed by the client and returned to FCFC who will then forward the information to the lender.

Commitment fees outline in the commitment letter will be wired to the designated account simultaneously with the commitment letter.

Once the signed commitment fee is received by the Lender, the Lender will issue a letter outlining all bank  and swift information which confirms their receipt of the commitment letter and a commitment fee. This letter will be sent within 3-5 business days (original) via DHL/FedEx and also faxed the day issued.

Once the letter is received, the SBLC issuer is notified to swift the collateral (the Official SBLC) they then will fund via SWIFT within 3-5 business days.  The Stand-by Letter of Credit Program process above is a general rule and will vary depending on the transaction.

Non-Leased Cash backed SBLC or BG

There are instances when a client requires a non-leased cash backed Bank Guarantee or SBLC to be able to borrow against it at higher levels.  We can provide that in amounts of 10 MM to 10 Billion.  Make sure you mention this particular instrument when you call or contact us.

This process is excellent, because:

• You have real instrument, it is not a leased one
• Do not require to have the instrument fees in a bank account, they are simply deducted from the requested amount
• Your bank will be the beneficiary
• You can use the instrument as credit enhancement
• This is a third party transaction, therefore you can tell your bank what to do, not the other way round

After all parties have signed the “hard” contracts the bank of the investor will talk to your bank.  They can arrange for a MT199 (stating that the investor bank is RWA to send) Only after that your bank prepares the MT103/23 (not sending it) Then the bank to bank negotiation starts with MT799 and MT760.

From start to finish this process takes about 3 weeks.

* IMPORTANT:  You will be checked out thoroughly so make sure that you are “real” and able to pay for the fees before applying.  And they only work with A and AA rated banks.

The fees on this program are higher than the leased SBLC/BG however, you can obtain the desired instrument without any cash, only a viable project and A and AA rated bank

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Note: All Accounts require strict compliance with International. Money Laundering Regulations and the US Patriot Act.

SBLC Monetization/BG Monetization/CD Monetization – Monetize SBLC

Bank Instrument Monetizing

In order to monetize a sblc (SBLC Monetization) you must be in possession of the instrument and it must be paid for prior to monetizing (Prior to requesting monetization).

**** If you do not own an instrument we can do that for you. Fill out the online form or call us at 800-346-0136 today.****

First Capital Funding Corporation has developed relationships with some of the Top banks in the world to Monetize Bank Instruments for clients worldwide by arranging the monetization against owned bank instruments such as BG’s (Bank Guarantees), LOC’s (Letter of Credit), SBLC’s (Standby Letter of Credit), CD’s (Certificate of Deposit), DPLC’s (Direct Pay Letter of Credit) and other banking and financial instruments.

This form of financing can be used in combination with our cash backed stand by letter of credit (SBLC) or Bank Guarantee (BG) Program in order to monetize the newly created document to obtain the right funds for project financing

Monetizing bank instruments is the process of liquidating such instruments by converting them into legal tender. We can monetize or lend on just about any bank instrument to be used for project funding, move them into various trading platforms quickly and easily, as well as creatively incorporating them into financing certain development projects. We can monetize CD’s, SBLC’s, DPLC’s, BG’s and MTN’s. This can be accomplished in 5-8 business days.

Monetizing a sblc or stand by letter of credit is becoming rather common and can be done in as little as 4 days. Many people refer to this as sblc funding or sblc financing since you are essentially obtaining cash on the basis of the sblc or bank guarantee.

This process allows you to:

* Monetize instruments for cash
* Monetize instruments for buy/sell platform entry
* Monetize instruments for both cash and buy/sell platform entry

SBLC Monetizing Program Highlights

* $20 Million to $10 Billion USD
* The letter must be from an A or AA rated bank.
* Must contain the following 5 phrases: ”Irrevocable”, “divisible”, “transferable”, “assignable” and “unrestricted”.
* 1-3 year term
* Interest only loan
* 300-450 basis pts over prime rate
* Bank fees apply
* 1-3% of advanced amount required to be as proof of funds as verified by a bank officer.
* 5-8 day closing
* 85-97% of face value advance

SBLC/BG $10-20 Million Program Highlights

* The letter must be from an A or AA rated bank.
* Must contain the following 5 phrases: ”Irrevocable”, “divisible”, “transferable”, “assignable” and “unrestricted”.
* 1-3 year term
* Interest only loan
* 300-450 basis pts over prime rate
* Bank fees apply
* $30-50k required to be as proof of funds as verified by a bank officer.
* 5-8 day closing
* 85-97% of face value advance

To apply simply complete the online form and fill the details of the request in the comments section.

Case Study-SBLC Monetizing or SBLC Monetization:

If you lease a bank guarantee or sblc we can help. In this case study the client needs $25,000,000 to secure the purchase of land needed for a project. Client has a Cash Backed SBLC from Deutsche Bank, an AA rated bank. Client submits SBLC for monetization and gets 97% of the SBLC’s face value minus bank fees of $44k. Terms: 2 year, interest only, 6.75%. Closing time: 4 days.

Click here to visit our main page about Monetizing a SBLC/BG or CD

Here is an excellent blog post from Bryan Ellis that I think most RE investors will enjoy:

To be clear, I do not think real estate investors are criminals (as a whole).  To the contrary:  The involvement of real estate investors is and forever will be a central key to the recovery of our real estate market and the economy as a whole.

That’s why it’s so frustrating that the Obama administration (including his appointees) is so clearly extending their campaign against profits from just big businesses all the way to individual real estate investors like you.